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In its takeoff, the Peruvian Fintech Lab relied on state innovation programs in Start-Up Peru and Start-Up Chile and is now going for investment capital, aiming to raise funds that will allow it to undertake a project for US $ 15 million next year.

Dennis Vivas, project manager of this technology company, said that they had planned an investment round for this year. However, this was rescheduled for next April due to the pandemic COVID-19.

Thus, in this round, they hope to obtain the first US $ 500,000 and direct new business.

The executive also said that they hope to continue growing in Peru and then enter Mexico, a larger and more competitive market.

“We already have a person there. In Peru we are three in the field that we have started this year, but in Mexico they have more time in the fintech ecosystem , each company has raised at least US $ 50 million or US $ 100 million, it will depend on the growth in Peru to move, "he said.

He said that in Peru and Chile they specialize in financial digital tools for Small and medium enterprise (SME), with Busness Process as a service (Baas) solutions.

Market. Some US $ 5,000 million move 151 member companies of the Fintech Association of Peru, which is working on a bill to make improvements in financing in order to achieve better competitiveness in the system.

Projections

During the COVID-19 pandemic, Fintech Lab opted for Verifica Pyme, a tool to verify the financial health of SMEs and facilitate their access to financing, thus serving more than 400 companies.

Now, with the reopening of economic activities, Dennis Vivas announced that the strategy will be to facilitate contact between small suppliers through technological tools, so that they can compete in better conditions.


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